Settle
On a trip, everyone pays for different things — so it's never just total ÷ people. Add who paid what, and Settle nets it all out to the fewest payments that square everyone up. No sign-up, no daily limit, nothing uploaded.
Why it's better
It nets every balance and finds the shortest list of transfers that clears all debts — down to the exact paisa. Balances always sum to zero, so the split is right every time.
Each line has a UPI button that opens GPay, PhonePe, or Paytm pre-filled, plus a WhatsApp share. Split equally, by shares, percent, or exact amounts — whatever the night actually looked like.
Free forever with no daily cap and no ads. Everything stays in your browser; tap Share only when you want a link the whole group can add to — still no account for anyone.
Questions
Only if one person paid for everything and everyone owes an equal share — then yes, use a calculator. The moment different people pay for different things, ÷N gives the wrong answer: it tells you each person's share, not who is up, who is down, and who should pay whom. Settle nets everyone's spending and returns the fewest payments that clear it — the part that's tedious and error-prone by hand.
Yes — unlimited expenses, unlimited groups, every split type, and settle-up, all free with no daily limit and no ads. (Splitwise caps free users; we don't.)
No. It runs in your browser and saves to your device. Tap Share to get a link the whole group can open and add to — still no account for anyone.
It nets everyone's balance (what they paid minus their share), then finds the fewest payments that clear every debt — so instead of everyone paying everyone, you get the shortest list of transfers.
Yes. Split equally, by exact amounts, by percentage, or by shares (2:1:1). Every split reconciles to the exact paisa or cent, so balances always net to zero.
Each settle-up line has a UPI pay button (India) that opens GPay, PhonePe, or Paytm pre-filled, and a WhatsApp button to send the reminder. You confirm the payment yourself — nothing is charged here.
On your device, in your browser — nothing is uploaded unless you tap Share. A shared group lives behind an unguessable link that only people you send it to can open.